”The new choirmaster paused a bit before continuing her address with, “Now, you must remember that regardless of what sort of a facility this plac... is we are primarily here for a Music Retreat. We’ve got some great workshops lined up for you over the next few days and we also have some very talented musicians and singers dropping by to speak to us and to lead some of those workshops. You will be getting a chance to experiment with a wide range of varying types and styles of music and singing -. ”“Interesting. So what about banks?”“Same thing. Ditch FDIC insurance and let the banks buy depositor insurance on the open market. Or, let depositors buy it themselves. The insurance companies would rate the banks and set their rates appropriately. And investors would know how risky a bank was based on the insurance rates.”“I’m not sure how well that would work. What if an insurance company went bankrupt?”“There’s something called ‘reinsurance’ that helps spread the risk. And insurance. His hands worked down to and over my ass. First one globe, then the other. He moved in circles, ran his hands so that his thumbs worked down the cleft of my ass, and he would gently cup my gentiles. A warmth began to spread thru my balls and I found that my member slowly began to inflate. Enlarging the circles he'd go from the top of my buttocks down to the back of my thighs each time he rubbed down he began to rub a finger down the cleft, and he made a hesitant stab into y anus. I. " OK," I replied, stopping my travel away from her.I was silent for a while, trying to put together all of the pieces I was finding out about her. I guess she figured out why I was being quiet and began her story.She told me she hadn't been born blind but was in a head-on car crash at the age of eight. She was the lucky one, being in the back seat and survived the crash. Her parents in the front seat weren't at all lucky and were killed. She added, "Drunk teenaged driver lost his life too."She.
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